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Closing Your Home Loan
WHAT MAKES UP CLOSING COST? · Escrow fees (Yours and your lender's if applicable) · Carlsbad Home taxes (to cover tax period to date) · Interest (paid from date of closing to 30 days before first monthly payment) · Loan Origination fee (covers lenders administrative cost) · Recording fees · Survey fee · First premium of mortgage Insurance (if applicable) · Title Insurance (yours and lender's) · Loan discount points · First payment to escrow account for future local Carlsbad, California real estate taxes and insurance · Paid receipt for homeowner's insurance policy (and fire and flood insurance if applicable) · Any documentation preparation fees
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